Just mount guard the danger of car of 6 edition commerce of 9 months (A, B, C) will upgrade replacement. Yesterday (on March 11) , committee of Chinese insurance supervisory management announced risk of new car of 7 edition commerce external (A, B, C) , rush to deal with an emergency of the pilfer in new provision is become advocate danger, a money and B return a regulation in the paragraph, "Drive the person drinks, suck or inject drugs, by medicaments use after anaesthesia by safety motor-car " it is disclaimer.
It is reported, danger of car of these 3 commerce is in China insurance guild takes the lead below, the Chinese protects A , China restful (B) , Pacific Ocean (C) 3 companies make jointly, predict will carry out formally after April.
Wine hind loses a car to become disclaimer
Danger of car of 6 edition commerce (A, B, C) in, the pilfer rush to deal with an emergency of A money is additional risk, and rush to deal with an emergency of the pilfer in danger of two commerce car all can buy B, C alone. And in the commercial car danger of 7 years of edition, danger of 3 commerce car all gives priority to set of pilfer rush to deal with an emergency danger. In the meantime, a money still is withheld, B money increased pilfer rush to deal with an emergency additional risk.
In the meantime, the reporter also notices, drink to the driver cause car by the circumstance of pilfer, most insurance company will say not the company except of money of choosing C. The reporter notices, in the A money of 7 edition and B money, all set " drive the person drinks, suck or inject drugs, by medicaments use after anaesthesia by safety motor-car " it is disclaimer. The pilfer rush to deal with an emergency in the B money of before this 6 edition advocate set without this nearly.
Insurance company of 15 property of Beijing is at present medium, 12 companies carry out A money and B money, in the meantime, danger of 7 edition car basically is 6 years upgrade replacement product, most insurance company won't undertake substantially adjust. That is to say, if car advocate because drink,wait for a reason, cause a car by pilfer, nearly 9 become property insurance company will not compensate for prospective capital.
Car advocate differ to this view
To this, car advocate the view is differ. "If drink is drunken for safe for the purpose of, I take a taxi come home, but the car was lost, insurance company not compensate, what do I buy insurance to have to use then? " car advocate Mr Li expresses. And another Mr Zhang expresses: Such conducing to strengthen management, prevent a car advocate drive after wine.
"This regulation basically is to be dissuasive everybody not to want wine hind to drive. " the personage inside course of study expresses: Grab accident happening in pilfer commonly hind, door of the Ministry of Public Security can investigate put on record, give accident testimonial, if drink certainly,etc is to cause car by the immediate cause of pilfer, so insurance company rejecting claims, if not be, insurance company must be compensated for according to the clause.
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